SCAMPATROL

[imwayfun]

I am wanting to know from anyone out there if they are aware of any way that an international wire transfer or a big wire transfer within the states that requires routing numbers/swift numbers can be fraudulent. I am aware that smaller ones can, like say $2000 or less, particularly when it is from two accounts within one bank, but I have been assured that if it goes through the big channels there is no way it can be a fraud. Thank you.

[noxy]

These transfers can be fraudulent. Some scammers have people working inside banks in the USA or Europe who can 'flash' an account. Alternatively the money may get transferred from a stolen account or a victim of fraud.

[Old Coaster]

Which way us the money passing?

If it is coming into your account, it can be faked by someone making a cheque payment into your bank account. The credit shows up and as you are expecting a wire transfer, you assume that that is what the credit is. A couple of weeks later, the cheque bounces.

Going out, it will be a genuine transfer into a dodgy account or one belonging to another victim who will pass the money on and be surprised when the police turn up on his doorstep.
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la terre n'est qu'un seul pays

[imwayfun]

This is a large transfer and the particulars are going through not only a correspondant bank (supposedely) and the feds. They involve amounts over $200k so are probably pretty heavily scrutinized now that we are post 9/11.

[Captain Igloo]

The only party who can give you information on whether the transfer is done safely and non-returnable is your bank. I would propose getting a written statement from them on this if you are in doubt.

You should note, however, that they can only give a guarantee for the safety of the movement of the money - they won't be able to verify the legality of the transfer. If you are not legally entitled to receive the money you may have the money in your account, but it isn't yours.